NBT BANCORP INC.

NBTB · NASDAQ

Commercial Banking

NBT Bancorp Inc. is a financial holding company headquartered in Norwich, N.Y., with total assets of $9.7 billion at December 31, 2019. The Company primarily operates through NBT Bank, N.A., a full-service community bank and through two financial services companies. NBT Bank, N.A. has 146 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine. EPIC Retirement Plan Services, based in Rochester, N.Y., is a full-service 401(k) plan recordkeeping firm. NBT Insurance Agency, LLC, based in Norwich, N.Y., is a full-service insurance agency.

ESG Scores

Overall ESG

5.2

Environmental

2.4

Social

4.1

Governance

6.0

Gender Diversity

Female Directors0.16670000000000001%

CEO GenderMale

Market Data

Price$45.80+0.15 (+0.33%)

Market Cap$2.37B

P/E Ratio14.03

EPS$—

52W High$46.92

52W Low$39.14

Beta0.54